Safe. Simple. Powerful. This checking account has all
the features you need to access and manage your money with ease. With our
Power Checking Account, avoiding a monthly maintenance fee is easy.
Standard Account Features
The following features are available with a Power Checking Account:
In addition to the standard features, this account includes:
- Unlimited check writing and no per item charge
- Monthly Statements with check images
Minimum to Open
Minimum Daily Balance to Avoid a Monthly Maintenance Fee
- A monthly maintenance fee of $12 will be assessed, unless one of the
following qualifiers is met each statement cycle:
- Maintain a balance of $100 or more each day.
- Have at least eight debit card purchases reflect on the monthly
statement. ATM transactions do not count towards the eight debit
- Have a monthly recurring Direct Deposit transaction of $100 or
more reflect on your monthly statement. Internal transfers from
other First National Bank Texas/First Convenience Bank accounts
and internet banking transfers do not qualify as direct deposits
for waiving the monthly maintenance fee.
- Have at least one account holder age 55 or older.
- Non-Sufficient funds (NSF) and Overdraft fees of $35 per item apply.
Avoid NSF/OD fees with AccountTRANSFER. See a personal banker for
For additional account information, visit your nearest banking center or
To open a Power Checking Account online, please
. Please note: to open a Power Checking Account online, the minimum to open the account is $20.