Power Checking

Safe. Simple. Powerful. This checking account has all the features you need to access and manage your money with ease. With our Power Checking Account, avoiding a monthly maintenance fee is easy.

Standard Account Features

The following features are available with a Power Checking Account:

Added Features

In addition to the standard features, this account includes:

  • Unlimited check writing and no per item charge
  • Monthly Statements with check images

Minimum to Open

  • $1

Minimum Daily Balance to Avoid a Monthly Maintenance Fee

  • $100

Account Fees

  • A monthly maintenance fee of $12 will be assessed, unless one of the following qualifiers is met each statement cycle:
    • Maintain a balance of $100 or more each day.
    • Have at least eight debit card purchases reflect on the monthly statement. ATM transactions do not count towards the eight debit card purchases.
    • Have a monthly recurring Direct Deposit transaction of $100 or more reflect on your monthly statement. Internal transfers from other First National Bank Texas/First Convenience Bank accounts and internet banking transfers do not qualify as direct deposits for waiving the monthly maintenance fee.
    • Have at least one account holder age 55 or older.
  • Non-Sufficient funds (NSF) and Overdraft fees of $35 per item apply. Avoid NSF/OD fees with AccountTRANSFER. See a personal banker for details.
For additional account information, visit your nearest banking center or e-mail Customer Support. To open a Power Checking Account online, please click here. Please note: to open a Power Checking Account online, the minimum to open the account is $20.